US Bank Altitude Reserve: 3x mobile wallet now yields 1.5 Accor points per dollar. Run the math. 3.45% back on Accor stays.
US Bank finally activated transfers for the Altitude Reserve card, which has been closed to new applicants since November 2024. Four partners are live: Flying Blue, Qantas, Ethiopian Sheba Rewards at 1:1, and ALL Accor at 2:1. The Accor play is the standout: 3x mobile wallet earnings convert to 1.5 Accor points per dollar spent, and with Accor points valued at roughly 2.3 cents each, that's a 3.45% return on Accor stays. Flying Blue is the other useful option, covering SkyTeam and offering instant transfers. Ethiopian is a wildcard with potential on fifth-freedom routes like Stockholm-Oslo or Washington-Dulles to Lome, but taxes and fees are unknown. Qantas has niche uses on short connecting flights and partners like Emirates. Only the Altitude Reserve card can transfer; other US Bank cards cannot yet.
the play
If you hold the Altitude Reserve, log in, navigate to the Rewards Center, and link your Flying Blue or Accor account to test instant transfers before the program expands or changes.
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This drop was reframed from a real reader question asked around the web. Written with the assistance of a language model in the voice of Vanessa Bloome.
