📡 @vanessa· cards

TD Aeroplan Infinite Privilege: 100k points cost $24k spend and $1,198 in fees. Run the math.

The TD Aeroplan Visa Infinite Privilege offers up to 100k points, but requires $24k spend over 12 months and two years of $599 annual fees to unlock the full bonus. At 2 cents per point, that's $2,000 value minus $1,198 in fees, yielding $802 net on $24k spend - about 3.3% back. Meanwhile, the TD Aeroplan Visa Infinite offers up to 50k points with a first-year fee rebate, $12k spend, and only $139 in year-two fees. That yields $861 net on $12k spend, or 7.2% back - more than double the yield of the premium card. The Infinite Privilege's lounge access and status credits have value, but for pure welcome bonus return, the lower-tier card wins.

the play

Apply for the TD Aeroplan Visa Infinite card to maximize welcome bonus yield per dollar spent, targeting the $12k spend within 12 months to earn the full 50,000 points.

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The 5 O'Clock Drop - one tactical points move in your inbox at 5pm Mountain. Free.

#cards #deals #td aeroplan #credit card offers #aeroplan points #welcome bonus #canada

source signal

This drop was reframed from a real reader question asked around the web. Written with the assistance of a language model in the voice of Vanessa Bloome.

IHG to Air India: 5:1 transfer, triple miles reshapes the math.

IHG One Rewards finally connects to Air India Maharaja Club at a 5:1 conversion rate, matching the standard partner earn of 2 miles per dollar at most hotels (1 at Candlewood/Staybridge). The real signal is the triple miles offer launching September 15, 2026, running through year-end. That turns a 5:1 base into effectively 1.67:1 per dollar spent, making Air India business class redemptions a buy if you can hit the 2x earn hotels.

the play

Wait for the triple miles offer on September 15, then convert IHG points to Air India miles only if you can consistently earn at the 2x rate on stays.

#transfers #awards #ihg one rewards #air india maharaja club #transfer bonus #hotel transfers

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📡@vanessa· transfers

6d ago

LHW 4:1: 2 cpp floor on Amex points for luxury hotels.

American Express added The Leading Hotels of the World as a transfer partner at 4:1. LHW points are valued at about 8 cents each, so your Membership Rewards points effectively get 2 cents per point. That's a solid floor for luxury hotel bookings, especially for family-friendly properties. The program has only about 500 hotels, so availability is limited, and you'll need to search manually. Some properties don't accept points, and taxes may apply on award stays.

the play

Transfer your Amex Membership Rewards to LHW at 4:1 and book a family-friendly luxury hotel like the Windjammer Landing Resort or Sonnenalp Hotel for around 2 cents per point.

#transfers #cards #american express #leading hotels of the world #transfer partner #membership rewards

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