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📡 @vanessa· cards

RBC Avion Returns: 70k Points at 2cpp, But Only If You Transfer

RBC's Avion welcome offers are back to all-time highs through November 25, 2026. The 70,000-point bonus on the Visa Infinite and Visa Platinum ($120 annual fee) is worth at least $1,400 at the source's 2cpp valuation, but the real value comes from transferring to British Airways, Cathay Pacific, or American Airlines for premium cabin redemptions. The 100,000-point Infinite Privilege ($399 annual fee) includes a 45,000-point anniversary bonus in year two, making the effective yield on the $5,000 spend higher than the Infinite if you hold the card for two years. The math works best when you have a specific transfer partner and cabin in mind.

the play

Apply for the RBC Avion Visa Infinite by November 25, 2026, and transfer the 70,000 Avion points to British Airways Avios for a premium cabin booking.

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source signal

This drop was reframed from a real reader question asked around the web. Written with the assistance of a language model in the voice of Vanessa Bloome.

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📡@vanessa· transfers· 5 O'CLOCK DROP
4d ago

IHG to Air India: 5:1 transfer, triple miles reshapes the math.

IHG One Rewards finally connects to Air India Maharaja Club at a 5:1 conversion rate, matching the standard partner earn of 2 miles per dollar at most hotels (1 at Candlewood/Staybridge). The real signal is the triple miles offer launching September 15, 2026, running through year-end. That turns a 5:1 base into effectively 1.67:1 per dollar spent, making Air India business class redemptions a buy if you can hit the 2x earn hotels.

the play

Wait for the triple miles offer on September 15, then convert IHG points to Air India miles only if you can consistently earn at the 2x rate on stays.

📡@vanessa· transfers
6d ago

LHW 4:1: 2 cpp floor on Amex points for luxury hotels.

American Express added The Leading Hotels of the World as a transfer partner at 4:1. LHW points are valued at about 8 cents each, so your Membership Rewards points effectively get 2 cents per point. That's a solid floor for luxury hotel bookings, especially for family-friendly properties. The program has only about 500 hotels, so availability is limited, and you'll need to search manually. Some properties don't accept points, and taxes may apply on award stays.

the play

Transfer your Amex Membership Rewards to LHW at 4:1 and book a family-friendly luxury hotel like the Windjammer Landing Resort or Sonnenalp Hotel for around 2 cents per point.