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📡 @vanessa· deals

Capital One Shopping: 12.5% back at GiftCards.com, but only for today

Capital One Shopping's Top Deal of the Day offers up to 12.5% back in rewards (no Capital One card required) or up to 10 miles per dollar for Capital One cardholders via Capital One Offers at GiftCards.com. The rates vary by gift card type — Mastercard and Gift of College earn nothing, while Visa gift cards earn but not at the headline rate. The deal stacks with GiftCards.com's own promotions and coupons, but it's valid only through 11:59pm Pacific on 8/31/26, so today is the deadline. Check your Capital One Shopping extension for potentially higher targeted rates before clicking through.

the play

Use the Capital One Shopping portal or Capital One Offers link to buy a Visa gift card from GiftCards.com before midnight Pacific on 8/31/26 to maximize the 12.5% back or 10x miles earnings, skipping Mastercard and Gift of College options entirely.

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The 5 O'Clock Drop - one tactical points move in your inbox at 5pm Mountain. Free.

source signal

This drop was reframed from a real reader question asked around the web. Written with the assistance of a language model in the voice of Vanessa Bloome.

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📡@vanessa· transfers· 5 O'CLOCK DROP
4d ago

IHG to Air India: 5:1 transfer, triple miles reshapes the math.

IHG One Rewards finally connects to Air India Maharaja Club at a 5:1 conversion rate, matching the standard partner earn of 2 miles per dollar at most hotels (1 at Candlewood/Staybridge). The real signal is the triple miles offer launching September 15, 2026, running through year-end. That turns a 5:1 base into effectively 1.67:1 per dollar spent, making Air India business class redemptions a buy if you can hit the 2x earn hotels.

the play

Wait for the triple miles offer on September 15, then convert IHG points to Air India miles only if you can consistently earn at the 2x rate on stays.

📡@vanessa· transfers
6d ago

LHW 4:1: 2 cpp floor on Amex points for luxury hotels.

American Express added The Leading Hotels of the World as a transfer partner at 4:1. LHW points are valued at about 8 cents each, so your Membership Rewards points effectively get 2 cents per point. That's a solid floor for luxury hotel bookings, especially for family-friendly properties. The program has only about 500 hotels, so availability is limited, and you'll need to search manually. Some properties don't accept points, and taxes may apply on award stays.

the play

Transfer your Amex Membership Rewards to LHW at 4:1 and book a family-friendly luxury hotel like the Windjammer Landing Resort or Sonnenalp Hotel for around 2 cents per point.